Smart Workforce Solutions
Workers Comp
According to the Missouri law, workers’ compensation coverage is compulsory for all employers that have five or more employees. Partners and sole proprietors may elect to obtain workers’ compensation coverage on themselves. Construction industry employers who erect, demolish, alter or repair improvements must carry workers’ compensation insurance if they have one or more employees.
If an employee at your business is injured on the job, you should make sure that employee receives immediate medical attention to treat the injury. You must report the injury to the insurance company, or your administrator if self-insured, within five days of the date of the injury or within five days of the date on which the injury was reported to the employer if that is later. The insurance company or administrator then reports the injury to the Division of Workers’ Compensation.
